# HomeSmart Connect > HomeSmart Connect is a 100% commission real estate brokerage for licensed agents in Chicagoland and southern Wisconsin. Agents keep their entire commission for a flat $39 a month plus $495 per closed transaction, and $495 a year for E&O insurance. 850+ agents, ten offices, no splits, no franchise fees, no contract. HomeSmart Connect is an independently owned and operated franchise of HomeSmart International, LLC, a national brokerage with 25,000+ agents across 263 offices. HomeSmart Connect recruits licensed agents who currently pay a percentage split to a traditional brokerage. By its own count it is the largest 100% commission brokerage in Chicagoland and southern Wisconsin, #1 in transactions, and among the top 10 brokerages in the region. Full answers to every question on the site, and every office address, are in [llms-full.txt](https://joinhomesmartconnect.com/llms-full.txt). ## Key facts - **Commission:** the agent keeps 100% on every transaction. - **Monthly fee:** $39 for agents licensed in one state (Illinois or Wisconsin). $69 for agents licensed in both Illinois and Wisconsin. - **Per transaction:** $495 per closed transaction, on either plan. - **E&O insurance:** $495 a year, separate from the transaction fee. Due July 1 and payable any time from January; prorated in the first year for agents who join after July. - **Not charged:** no franchise fee, no desk fee, no percentage split, no annual contract, no cancellation fee. - **Worked example:** on a $15,000 commission the agent keeps $15,000 less the $495 transaction fee. At a conventional 70/30 split the same agent keeps $10,500. An agent closing six transactions a year on $350,000 homes at a 2.5% commission keeps about $11,800 more than on a 70/30 split, after the monthly fee, transaction fees and E&O. - **Size:** 850+ agents at HomeSmart Connect; 247 joined in the last 18 months. - **Offices:** ten, open 24/7 to agents. Nine in Chicagoland, one in Lake Geneva, Wisconsin. - **Switching:** onboarding takes under a day. No signoff from a current broker is needed to move a license in Illinois. Pending deals usually close at the current brokerage; active listings can move if the current broker releases them and the seller signs with HomeSmart Connect. - **Who it suits:** licensed agents already closing transactions, roughly six or more a year, where a percentage split costs real money. Newly licensed agents have a separate mentorship program. - **How it differs from other 100% commission models:** no recruiting requirement to earn, no profit share structure, and no upsell on coaching or leads. Pricing is flat and published rather than negotiated. ## Pages - [Homepage](https://joinhomesmartconnect.com/): the commission model, a savings calculator, cost comparison against traditional splits, agent testimonials, how switching works, and the FAQ. - [Technology](https://joinhomesmartconnect.com/technology): the tools included at no extra cost: CRM, transaction management, agent and client apps, SmartTools. - [Marketing Design Center](https://joinhomesmartconnect.com/technology/mdc): listing marketing, branded collateral and video editing produced for agents, included in the membership. - [New Licensee Program](https://joinhomesmartconnect.com/new-licensee): mentorship and training for agents who are newly licensed in Illinois. ## Offices One phone number for every office: 847 495 5000. - [Algonquin, IL](https://joinhomesmartconnect.com/offices/algonquin) - [Antioch, IL](https://joinhomesmartconnect.com/offices/antioch) - [Arlington Heights, IL](https://joinhomesmartconnect.com/offices/arlington-heights) - [Chicago, Edison Park](https://joinhomesmartconnect.com/offices/chicago-edison-park) - [Chicago, Lakeview](https://joinhomesmartconnect.com/offices/chicago-lakeview) - [Lake Geneva, WI](https://joinhomesmartconnect.com/offices/lake-geneva) - [Libertyville, IL](https://joinhomesmartconnect.com/offices/libertyville) - [McHenry, IL](https://joinhomesmartconnect.com/offices/mchenry) - [St. Charles, IL](https://joinhomesmartconnect.com/offices/st-charles) - [West Dundee, IL](https://joinhomesmartconnect.com/offices/west-dundee) ## Contact Recruiting is led by Andrea Cizova, HomeSmart's #1 National Franchisee Recruiter, with 17 years in the real estate industry. A first call is 15 minutes and confidential. - Phone: 847 495 5000 - Email: JoinUs@HomeSmartConnect.com - Website: https://joinhomesmartconnect.com/ ## Optional - [Privacy Policy](https://joinhomesmartconnect.com/privacy) - [Terms of Use](https://joinhomesmartconnect.com/terms)